Delegated distribution models — such as Managing General Agents (MGAs) and Coverholders — have seen rapid expansion, with premiums rising by around 18% between 2020 and 2023. This growth highlights a critical truth: proactive bordereaux management is no longer a back-office task; it is a strategic lever for profitability.
At Oneglobal, we transform raw data into actionable intelligence. Through rigorous validation of premium and claims bordereaux, we deliver two essential analytical outputs:
- Written-to-Incurred (W-to-I): Aligns written premiums with incurred claims, revealing technical margins and trends.
- Loss Development Triangles: Forecasts reserve behaviour using historical claims patterns, underpinning accurate reserving.
These insights are provided monthly, with deeper quarterly reviews, enabling faster decisions and more informed negotiations.
Why Analytics and Automation Matter
Automation and analytics do not replace technical judgement — they enhance it. By integrating validated data pipelines with dynamic dashboards and tailored exhibits, we reduce errors, accelerate decision cycles, and turn reactive processes into proactive strategies.
The Bottom Line
Continuous, disciplined data management should be seen as a competitive advantage, not a compliance cost. When bordereaux become intelligence, renewal decisions evolve into ongoing performance optimisation — enabling MGAs, Coverholders, and markets to write sustainable, profitable business month by month.
I look forward to seeing how these developments will improve service levels and customer satisfaction in the freight industry!